GreatJunior Advantage Series 3 (GJA)

Looking for Short Term Pain, Long Term Gain?

Save for 10th years, receive payment after the end of the 10th years and receive income payment every years.

Enjoy guaranteed annual income and protection for life

Get so much more for your financial security with GreatJunior Advantage Series 3. This dynamic plan combines lifetime protection and guaranteed cash payment, while giving you the flexibility of choice in many value enhancing benefits.

Benefit:

• Receive cash payments every year, guaranteed
• Be rewarded with cash bonuses annually
• Flexible ways to enhance your protection level

Alternatively, you can choose to enhance your protection level with Junior Advantage Rider Series 3. You will receive an increase of your sum assured every year until the policy matures so that your plan retains the value you intended. While premiums for the basic plan are payable until age 87, premiums for Junior Advantage Rider Series 3 are payable for 20 years only.

Other benefits include:

Options to boost your protection by adding on other supplementary benefits

Total and Permanent Disability (TPD) and Death benefits

Maturity benefits

Tax benefits

Smart Medic

Enjoy comprehensive medical protection with the high annual and lifetime limits that you deserve
Introducing Smart Medic - the comprehensive medical rider for investment-linked plans. With it, you have medical protection to cushion the effects of unexpected medical emergencies. By offering you comprehensive coverage for hospitalisation, surgical expenses and much more, Smart Medic will help to safeguard your health, while bringing you greater financial security too.

Benefit:

• Enjoy High Annual and Lifetime Limits
• Security of Comprehensive Medical Benefits
• Accidental Death Benefit adds to your protection
• Daily-Cash Benefit to aid recovery
• Yearly Renewable up to the age of 80 years old
• Greater assurance when you travel the world

Smart Medic offers 5 different plans with comprehensive medical coverage

Great Enhanced Living Care (Traditional Insurance)

Financial certainty in critical moments

As medical technology improves, so too does our quality of life. While we enjoy longer life spans and a higher possibility of surviving critical illnesses, not all of us are prepared for the financial burden that comes with being diagnosed with one.

You can now put all your worries to rest with Great Enhanced Living Care, the comprehensive whole life protection plan that provides coverage against 36 of the most

common critical illnesses, Total and Permanent Disability, and death.

Benefit :
(3 in 1 package)

1. 36 Critical Illnesses
2. Cover Upon Total & Permanent Disability
3. Cover Upon Death

Other Benefit:

1. Cash Value
2. Protection Can Grow Up To 160%
3. Guaranteed Level Premium
4. Buy Back Option
5. Maturity Benefit
6. Tax Benefit
7. Enhanced Protection With Optional Riders

Medical Card (Great Medicare 2)

Medical insurance that keeps up with life's many possibilities

The last thing you’d want when you meet with an unfortunate event or life-changing illness is to be left with unexpected medical bills.
Great MediCare 2 is a comprehensive medical insurance that gives you the medical protection you need and eliminates your worries.

Great MediCare 2 protects you against unpleasant surprises with
1) an Overall Lifetime Limit of up to RM800,000 and
2) an Overall Annual Limit up to RM200,000, depending on your selected plan.

With Great MediCare 2, you will also have access to an Executive Second Opinion service from a medical specialist in the United States, if diagnosed with any of the 40 major medical conditions (49 major medical conditions for juveniles aged 20 and below).

The Importance Of Life Insurance

Life insurance can be gotten at an affordable rate if you are diligent enough in your search. You can purchase life insurance for other family members
if your generosity extends that far. Most people with life insurance barely have any cause to regret their decision to buy it because of what it will mean
to their families.
There is an argument that life insurance will not and does not sell that much. A deliberate study of insurance types sold on the internet will reveal that
other insurances sell more than life insurance. Life insurance agents often have their work cut out for them when they go out to convince people to
purchase life insurance because of the way it is viewed.
Life insurance companies need you to meet certain requirements before giving you life insurance. You must be of a certain age to be able to apply for
life insurance. Also, you must be an employee with a steady source of income if you want to get life insurance.
Life insurance is a vital part of your life that should not be ignored. People with life insurance can rest easy knowing that their families won't have to
live in squalor. Life insurance, like health insurance is a compulsory thing for those who are serious about their families.
The key to enjoying your decision to get life insurance is to see life insurance as a ticket to comfort rather than an extra expenditure. When it comes to
life insurance, remember that you are spending to make life worthwhile in the future. Like everything else, life insurance is a mindset.
A permanent life insurance policy is a contract between you and an insurance company that involves you paying premiums for life. In the event that
you die, if you have a permanent life insurance, the amount of the policy goes to your beneficiary.
In selecting the best life insurance policy, you should ask yourself what your needs are. Your needs make an excellent yardstick for the selection of an
appropriate life insurance policy. The most common life insurance types are whole life insurance and term life insurance.
Life insurance is often taken out because of two reasons, love or debt. You may take out a life insurance because you want your son to have the best
medical care in the world or simply because you want to pay off the mortgage on your home without stress. Love and debts are the two main motives
behind a life insurance purchase.

Greeting!!

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